Merchant Services Platform
Your bank's merchant services. Your brand.
A white-label platform that lets banks and credit unions onboard, service, and grow merchant services — across processors, powered by AI.
Merchant Services Platform
A white-label platform that lets banks and credit unions onboard, service, and grow merchant services — across processors, powered by AI.
The Platform
pAIwares changes that. One platform gives your bank everything it needs to own the merchant relationship end-to-end — onboarding, servicing, analytics, and AI — without a multi-year build.
We abstract away processor complexity so your team can focus on growing merchants and capturing deposits.
Capabilities
Single integration layer across multiple processors. Add new processors without rebuilding your stack.
Branded end-to-end merchant onboarding — from application to approval — under your bank's identity.
Automated merchant statement parsing that identifies pricing opportunities and competitive positioning in seconds.
Manage your entire merchant portfolio: support, account changes, repricing, and relationship management.
Real-time AI-powered monitoring, anomaly detection, and business intelligence across your portfolio.
Analytics connecting merchant activity to deposit growth and primary relationship deepening.
90 days
Average time to launch
4+
Processor integrations
$12M
Deposit opportunity identified