Merchant Services Advisory

Our team of experts work with your product, sales and marketing leaders to determine the appropriate roadmap for your bank.  This gives you a clear path of proven steps to make the most of your products and client relationships.

 Our proven playbook enhances your bank’s existing marketing function to include merchant. Services include performing analysis on the back-book, teaching your team best practices for creating merchant messages that resonate, industry analysis and prioritization, and helping your team identify key metrics.” 

Business bankers and branch employees are typically hesitant to promote merchant services simply because they haven't been properly trained or supported in the complexities of the product.  Additionally, incentive programs often leave merchant services gasping for air.  pAIwares' playbook and tools offer sales enablement support, information and models for bankers involved with the sales process to evaluate and adopt.

Many bank-merchant relationships are coming due in the next 1-3 years.  pAIwares is skilled at understanding what works and doesn't in a contract both for short- and long-term objectives.  Banks can partner with us to advise on contract terms and pricing to ensure the optimal balance and long-term relationship.

Our team of experts conducts a thorough review alongside your finance and treasury teams to assess where you can lower costs and mitigate risk. After an assessment, we deliver a roadmap with clear actions to take to improve your ROI on your payments, technology, and banking stacks.

Our adoption playbook helps your company drive more clients into preferred payment methods (such as moving clients from check to ACH) while improving their experience.

Our team has experience both as bankers and as technology vendors. Having sat on the other side of the table, we can review your A/R-related contracts and partnerships to ensure that your company's support vendors are providing the proper support at the proper price.

Our alma maters include Bank of America, KeyBank, Fiserv, and many others. With 100+ years of collective payments experience, we always bring the right experts to the right efforts.

Having worked at both banks and fintechs, we have experienced the best of both sides. We balance our desire for action with our respect for banks' operating rhythms and regulatory environments.

At pAIwares, we have integrated with and built platforms for the largest banks and processors in the United States. pAImentor is cloud-native, scalable, and meets info security standards for the largest banks.

Our engagement methodologies have been refined through decades of engagements. We base our software development and advisory recommendations on what we know works.

Some partners go off on their own and deliver a final report eight weeks later. Not us. In our experience, real results are achieved through a day-to-day partnership rather than a 'big reveal' at the end of an engagement.